Completely realize Sara. I acquired my information as IвЂ™ve possessed a appearance from the number of upheld plaints against the one which had been refused. The main reason we say so it perhaps reject for that is due to 2 instances we read for the ombudsman choices ended up being that the customer was indeed asked the questions regarding credit mitments and outgoings regarding the brand new QQ application form. It was taken by the FOS that QQ accepted the client on the basis of just just what information the consumer provided. If those figure were inaccurate then this is the fault for the consumer maybe not QQ. From the this 1 since it is just what prompted us to look at the in the past whenever device to see if i acquired it incorrect and additionally they did ask, luckily for us I happened to be appropriate they didnвЂ™t. The FOS worked in very mystical methods for the reason that what one adjudicator would search for to upheld another will utilize it to reject. Constantly worth a spin however because what your ine and outgoings were in the 1st application could possibly be completely different the next thirty days. QQ demonstrably knew their application back 2008 вЂ“ 2011 had been insufficient it to include outgoings and credit mitments but I couldnвЂ™t find out when they changed it because they changed. ThatвЂ™s why it really is checking that is worth one had been completed. All The Best
We kinda think that aside from the very fact that We borrowed over 17000 using them , rolled them over on a monthly basis for three years, had multiple loans along with other loan providers, asked them to shut my account however they didnвЂ™t, destroyed a gf as a result of it, had been suicidal, We donвЂ™t care exactly what anybody claims it absolutely was reckless and I also would like them to acknowledge it. I experienced a medication, gambling and alcohol issue that thankfuly I have actually left out. If some body asks to provide you 1000 at four each morning, would any sane person provide you that? It is not really concerning the cash itвЂ™s for my wellbeing for me. I’d like them to understand it wasnвЂ™t ok and so they took benefit of me personally. They could stick 500 my goal is to cause them to feel a little bit of discomfort the same manner we did. Sorry to rant, drops mic
We made a plaint to quid that is quick 4 months ago, quick quid came ultimately back and stated it offers done every thing it will have. I wasnвЂ™t pleased and took it towards the Financial ombudsman, after about 30 days waiting around for an adjudicator I became given one who contact me personally and did quid that is quick made exactly the same offer that I asked for however they declined.
All interest refunded, 8% and all sorts of entries deleted from my credit report for the period of 2010 to present so I will be receiving just over 2500 from them.
So stick to it everyone else. Personally I think like IвЂ™m finally right right back accountable for my entire life.
We have just gotten a message from Quick Quid providing me personally 500, my goal is to reject it regarding the foundation that
A. We borrowed over 17,000 up to the true point that We asked for my account to be terminated.
B. They admit that they continued to lend to me (I was in a bad place) after I requested my account to be cancelled,. They usually have maybe maybe not supplied information on exactly exactly exactly how lending that is much had been when I asked for the account to be terminated.
C. My mom had to bail me down 1000 to quick quid, we have evidence of the deal, while the proven fact that for a passing fancy time she paid WageDayAdvance 700 and paydayexpress 500, which will show exactly how much difficulty I happened to be in.
D. 500 is bull crap
Are you experiencing experience of anybody seeking a free account to yet be cancelled the lending company proceeded to provide? Can there be a true point of law for this impact? Undoubtedly there is certainly an obligation not to lend further if the account was expected to be closed?
I would personally really appreciate any assistance with this, i will fight and just just take this towards the ombudsman.
Sara (Financial Obligation Camel) says
Hi Tommy, shockingly reckless financing. You donвЂ™t need certainly to quote a true point of legislation, the Ombudsman talks about what’s reasonable 🙂
Many thanks for the response, itвЂ™s this that they pennedвЂ¦
Although we offered re re payment help to you our documents further suggest that the demand to forever shut your bank account had not been honored.
We donвЂ™t keep in mind them payment that is offering either! Must I compose for them to share with them we reject their offer and you will be referring the situation towards the ombudsman?
I truly need to know just how much I borrowed once I asked for the account to be closed. Undoubtedly they have to offer this? ItвЂ™s gonna be over 10,000вЂ¦
Do you believe We have a decent instance for the ombudsman?
Actually appreciate your assistance with this, many thanks.