Cash loan America – Feasible Collection and Advance Fee Loan Scams

Cash loan America – Feasible Collection and Advance Fee Loan Scams

Additionally Conducting Business Like:

  • Advance America
  • Advance America Payday Advances
  • Money America
  • Advance loan of America
  • Cash Loan USA
  • Fast Money

Note: “Advance America” Should Not Be Confused with Advance America, money Advance Centers of Washington, LLC, that will be a Lender that is licensed in

The Washington state dept. of Financial Institutions (DFI) warns customers never to provide any nonpublic individual information, such as for instance social safety quantity, bank card, or banking account information to your specific, website, or business without first verifying their identity and permit status.

DFI has gotten reports of obvious frauds carried out by individuals claiming to express Advance America, money America, advance loan America, cash loan United States Of America, Speedy Cash, and Advance America pay day loans.

Many customers received telephone calls and/or emails from individuals claiming to represent advance loan America, money America, and Advance America payday advances where in fact the callers offered loans in return for upfront costs. Although a few customers never sent applications for an online payday loan, the callers insisted which they were calling to talk about the customers’ online payday loan applications. One consumer stated that, when she declined to wire cash towards the caller, the caller threatened action that is legal her. Various other customers paid the upfront cost but failed to get the loan guaranteed. A minumum of one customer additionally received a comparable loan offer via email.

Two customers reported getting a call from a person claiming to represent cash loan America. The consumer was told they would receive a deposit and was instructed to purchase iTunes gift cards and send them to the caller in one case. The consumer complied with all the caller’s needs; nonetheless no loan ended up being supplied. The consumer was told to purchase a Google Play gift card from a local retailer in order to prove the consumer could repay the loan in the second case. The buyer bought a gift that is amazon rather if the consumer suspected it might be a fraud. The buyer contacted the representative that is alleged the buyer defined as Brian Jones. Whenever she told Mr. Jones she bought another style of sort of present card the customer claimed that Mr. Jones became extremely upset along with her.

A few customers were contacted by individuals claiming that a debt was being collected by them owed to advance loan America, Advance America, or Speedy Cash. One customer reported receiving harassing that is multiple calls. The caller advertised that the buyer owed a financial obligation for the 2007 cash advance but declined to deliver every other information about your debt. The buyer stated that he would not sign up for any pay day loans in 2007. A consumer received a text message demanding payment in another case. That customer stated that he never ever had that loan.

Two customers reported emails that are receiving people claiming to represent advance loan United States Of America. The e-mails suggested that the customers owed on a so-called debt and had a need to spend instantly in order to prevent further action. Both customers reported never ever acquiring that loan with cash loan United States Of America.

In 2 other cases that are separate customers received a message that reported the “Semrad attorney” will be handling the collection in the event that consumer would not spend money. One e-mail claimed it was from “Kristen Johnson” when you look at the “Accounting Department,” while the other reported “Nik Ramon” in the “Settlement Department.”

A consumer received a letter that claimed “Pacific Legal Group” would be handling the collection if the consumer did not pay a settlement in another case. The page threatened that the civil action had recently been filed and unlawful action and wage garnishment will be forthcoming in the event that settlement amount had not been compensated straight away.


  • Pacific Legal Group, Computer (san francisco bay area, CA)Pacific Legal Group, Computer has furnished the statement that is following customers regarding their business tasks: “At the present time, Pacific Legal Group, PC does not have any customers in Washington State, but we do provide appropriate representation when you look at the Ninth Circuit Court of interests Washington State residents. Pacific Legal Group, Computer will not make any unsolicited phone calls to customers.
  • Pacific Legal Group (Provo, UT)Pacific Legal Group has provided the after declaration to customers regarding their company tasks: “Pacific Legal Group” based in Huntington Beach California just isn’t related to Pacific Legal Group, a registered d/b/a/ of Avery Burdsal and Fale, Computer with workplaces in Utah.
  • Pacific Legal Foundation (Bellevue, WA and Sacramento, CA)
  • Pacifica Law Group (Seattle, WA)
  • Pacific Legal Group (Bangkok, Thailand)

These obvious frauds are linked to the contact information that is following

But, in certain cases, e-mails or letters from unlicensed entities doing fraudulent task will include accurate private information, such as for example current or previous details, active cell phone numbers, or social protection numbers. The Department encourages customers whom get communications containing information that is personal contact their banking institutions, credit-reporting agencies, plus the personal protection management to make certain there’s absolutely no unauthorized task to their reports.

Commercial Collection Agency Laws

From you, the collection activity may be subject to the federal Fair Debt Collection Practices Act (FDCPA) if you received a loan from a lender or owed money to a business and someone other than the lender or business is now attempting to collect. In the event that you be given a interaction from a celebration claiming that a financial obligation is owed, you need to request a “written validation notice ,” which must range from the number of your debt, the name regarding the creditor your debt, along with your liberties underneath the FDCPA.

If some body threatens to garnish your wages, speak to your manager, or makes use of threatening, daunting, or language that is offensive report such actions to state and federal regulators. See below for just how to contact the correct state and federal regulator.

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